个人住房公积金借款合同

通用外贸购货 合同 劳动合同范本免费下载装修合同范本免费下载租赁合同免费下载房屋买卖合同下载劳务合同范本下载 h1个人住房公积金 借款合同 关于无偿借款合同样本个人借款合同模板下载关于民间借款合同关于民间借款合同关于汽车抵押借款合同 h1pnbspppnbspppnbspppnbspnbspnbsp货款种类nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp合同编号nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspppnbsppp借款人nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp电话nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspppnbsppp住nbspnbspnbsp址nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp邮政编码nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspppnbsppp货款银行nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp电话nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspppnbsppp法定代表人nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp传真nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspppnbsppp地址nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp邮政编码nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspppnbspppnbspnbspnbsp借款人即抵押人以下简称甲方nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspppnbspppnbspnbspnbsp贷款人即抵押权人以下简称乙方nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspppnbspppnbspnbspnbsp保证人即售房单位以下简称丙方nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspppnbspppnbspnbspnbsp甲方因购买或建造或翻建或大修自有自住住房根据XX市公积金管理中心和《职工住房抵押贷款办法》规定向乙方申请借款愿意以所购买或建修的住房作为抵押乙方经审查同意发放贷款在抵押住房的房地产权证交乙方收押之前丙方愿意为甲方提供保证为明确各自的权利和义务甲乙丙三方遵照有关法律规定经协商一致订立本合同共同遵守执行ppnbspppnbspnbspnbsp第一条借款金额ppnbspppnbspnbspnbsp甲方向乙方借款人民币大写nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp元ppnbspppnbspnbspnbsp第二条借款用途ppnbspppnbspnbspnbsp甲方借款用于购买建造翻建大修座落于nbspnbspnbspnbspnbspnbspnbspnbspnbsp区县nbspnbspnbspnbspnbspnbspnbspnbspnbsp街道镇nbspnbspnbspnbspnbspnbspnbspnbspnbsp路村nbspnbspnbspnbspnbspnbspnbspnbspnbsp弄nbspnbspnbspnbspnbspnbspnbspnbspnbsp号nbspnbspnbspnbspnbspnbspnbspnbspnbsp室的住房ppnbspppnbspnbspnbsp第三条借款期限ppnbspppnbspnbspnbsp借款合同期限从nbspnbspnbspnbspnbspnbspnbspnbspnbsp年nbspnbspnbspnbsp月nbspnbspnbspnbsp日至nbspnbspnbspnbspnbspnbspnbspnbspnbsp年nbspnbspnbspnbsp月nbspnbspnbspnbsp日止ppnbspppnbspnbspnbsp第四条贷款利率ppnbspppnbspnbspnbsp贷款利率按签订本合同时公布的利率确定年利率为nbspnbspnbspnbspnbspnbsp月利率nbspnbspnbspnbspnbspnbsp在借款期限内利率变更按中国人民银行规定办理ppnbspppnbspnbspnbsp第五条存入自筹资金ppnbspppnbspnbspnbsp甲方应在本合同签订后在乙方开立活期储蓄存款户储蓄卡帐户将自酬资金存入备用如需动用甲方本人同户成员非同户配偶和非同户血亲公积金抵充自酬资金的需提供当事人书面同意的证明交乙方办理划款手续甲方已将自筹资金支付给售房单位作首期房贷并有收据的可免存ppnbspppnbspnbspnbsp第六条贷款拨付ppnbspppnbspnbspnbsp向售房单位购买住房或通过房地产交易市场购买私房的甲方在此不可撤销地授权乙方在办理住房抵押登记获得认同乙方确定之日起的五个营业日内将贷款金额连同存入的自筹资金全数以甲方购房款的名义转入售房单位或房地产交易市场在银行开立的帐户ppnbspppnbspnbspnbsp甲方建造翻建大修自住住房的在本合同生效后自筹资金用完或将要用完时有乙方主动将贷款资金划入甲方在乙方开立的活期储蓄存款户储蓄卡帐户按工程进度支用ppnbspppnbspnbspnbsp第七条贷款偿还ppnbspppnbspnbspnbsp贷款本金和利息采用按月等额还款方式ppnbspppnbspnbspnbsp贷款从发放的次月起按月还本付息根据等额还款的计算公式计算每月等额还贷款本息去零进元确定每月还本息额最后一次本息接清ppnbspppnbspnbspnbsp1第一期合同签订时每月还本息额为人民币大写nbspnbspnbspnbspnbsp万nbspnbspnbspnbspnbsp仟nbspnbspnbspnbspnbsp百nbspnbspnbspnbspnbsp拾nbspnbspnbspnbspnbsp元整ppnbspppnbspnbspnbsp2第二期至以后各期每月还本息额根据当年银行公布的个人住房公积金贷款利率计算以乙方书面通知为准同时变动分期每月还本息额ppnbspppnbspnbspnbsp甲方需动同本人同户成员非同住配偶和直系血亲公积金用于偿还贷款本息的可在每年的nbspnbspnbspnbspnbsp月份办理一次手续与本合同第五条公积金抵充自筹资金相同ppnbspppnbspnbspnbsp储蓄卡信用卡还款ppnbspp