民间抵押借款合同--民间借贷合同范本

民间抵押借款合同h1友情提示本合同涉及合同各方的权利义务特别是此种字体的规定请仔细审阅后签署h1pnbsppp民间抵押借款合同pp借款人nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp身份证号nbspnbspnbspnbspnbsppp住址nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp电话pp抵押人nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp身份证号nbspnbspnbspnbspnbsppp住址nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp电话pp贷款人nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp身份证号nbspnbspnbspnbspnbsppp住址nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp电话pp本合同各方根据《中华人民共和国民法典》《中华人民共和国民法典》《中华人民共和国民法典》《中华人民共和国民法典》《城市房地产抵押 管理办法 关于高温津贴发放的管理办法稽核管理办法下载并购贷款管理办法下载商业信用卡管理办法下载处方管理办法word下载 》及《青岛市房地产抵押条例》等法律法规的规定本着平等自愿互利和诚实信用原则为明确责任经协商一致签订本合同并保证共同遵守pp第一部分借nbsp贷pp第一条nbspnbspnbspnbspnbsp借款性质本借贷行为系民间借贷pp第二条nbspnbspnbspnbspnbsp借款用途限制本合同项下之借款借款人须合法使用不得从事非法活动pp第三条nbspnbspnbspnbspnbsp借款额为人民币大写nbspnbspnbspnbspnbsp万元整小写¥nbspnbspnbspnbspnbsp00元大小写不一致时以大写为准下同pp第四条nbspnbspnbspnbspnbsp借款期限借款自nbspnbspnbspnbsp年nbsp月nbspnbsp日起至nbspnbspnbspnbsp年nbspnbsp月nbspnbsp日止共nbspnbsp个月期限最后一天为还款日实际借款日和还款日以借款人向贷款人出具的借款借据上所记载的日期为准未记载的依照本条借款借据为本合同组成部分与本合同具有同等法律效力pp贷款人在本合同项下的抵押物办理完毕抵押登记取出房屋他项权证时向借款人发放贷款pp第五条nbspnbspnbspnbspnbsp借款利率付息方式时间及逾期付息规定本合同项下借款期限内的年利率为nbsp百分之利息从贷款发放之日起计算借款人按期付息每nbsp个月为一期共分nbsp期每期nbspnbsp元第一期利息于nbspnbspnbsp年nbsp月nbsp日前付清第二期利息于nbspnbspnbspnbsp年nbsp月nbsp日之前付清依此类推具体付息时间依照借款借据借款借据未注明的依照本条规定若逾期付息借款人同意除按本条规定利率支付利息外每天再按贷款余额的万分之三加付利息pp第六条nbspnbspnbspnbspnbsp提前还款借款人若提前还款应提前30天书面通知贷款人并取得贷款人同意提前全额还款的除按实际借款天数计息外还应另行支付30天的利息部分提前还款的除按实际借款天数计息外还应就提前还款额另行支付20天的利息pp第七条nbspnbspnbspnbspnbsp借款人承诺pp1nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp保证按照本合同的约定偿还贷款本息pp2nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp当其出现危及借款安全的情况时应最迟在事件发生之日起5日内书面通知贷款人及共同委托的服务商并提前偿还贷款本息pp3nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp如实提供有关证件证明和其他资料在贷款人审查其资信材料还款能力借款用途贷款使用情况时予以积极配合pp4nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp向贷款人提供抵押人第二住所第三人房产亦可保证材料并向贷款人提供由提供住所保证人签字的《提供住所保证书》pp5nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp借款人变更住所通讯地址联系电话等事项时应在有关事项变更之日起5日内书面通知贷款人及双方共同委托的服务商pp第八条nbspnbspnbspnbspnbsp贷款人承诺pp1nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp保证资金来源合法pp2nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp按时足额向借款人发放贷款pp3nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp双方在本合同签字及办理抵押物登记后如贷款人无故拒绝发放贷款贷款人应承担借款人由此支出的全部费用并承担违约金pp第九条nbspnbspnbspnbspnbsp提前收回贷款pp贷款人无正当理由不得提前收回贷款如因生计确需提前收回贷款的应提前30日书面告知借款人若借款人同意利息按银行同期活期存款利率计期限以实际借款天数为准若借款人不同意则本合同继续履行pp如出现下列影响贷款安全的因素贷款人有权在以下任何一项或多项发生时随时可解除本合同并要求借款人在规定的期限内提前清偿部分或全部贷款本息包括逾期利息及违约金而无须为行使此项权力对借款人所引起的任何损失负责pp1nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp借款人将本贷款资金用于非法活动pp2nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp借款人丧失民事行为能力或被宣告失踪死亡且财产管理人或继承人或受遗赠人不承担还款义务pp3nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp借款人未按时偿还贷款利息且逾期10天以上者pp4nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp借款人因犯罪或重大经济纠纷被起诉或借款人的财产被人民法院查封扣押等限制财产权利的行为发生时pp5nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp抵押物毁损或灭失不足以实现本合同担保之目的借款人和抵押人不能提供贷款人可予接受的其他担保的pp第二部分抵nbsp押pp第十条nbspnbspnbspnbspnbsp抵押物为确保贷款人的贷款能如期偿还抵押人自愿以其拥有所有权的位于青岛市nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp建筑面积nbspnbspnbspnbspnbsp平方米的合法房地产权证字号nbspnbspnbspnbspnbsp号抵押给贷款人为借款人提供担保抵押人承诺抵押行为已得到抵押物的其他共有人同意如果因某种原因导致抵押担保无效担保人承诺与借款人一起承担还款责任pp第十一条nbspnbspnbspnbspnbsp抵押价值本合同各方确认前条约定的抵押房地产在本合同缔结之日市值约为人民币大写nbspnbspnbspnbspnbsp万元整实际抵押额为人民币大写p