抵押协议书

h1抵押协议书h1pnbsppp　　抵押人借款人nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsppp　　地址nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsppp　　抵押权人贷款人交通银行nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp分行pp　　地址nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspppnbsppp　　根据《中华人民共和国民法典》《中华人民共和国经济 合同 劳动合同范本免费下载装修合同范本免费下载租赁合同免费下载房屋买卖合同下载劳务合同范本下载 法》以及交通银行有关业务办法的规定抵押人和抵押权人在nbspnbspnbspnbspnbspnbspnbsp年nbspnbspnbspnbsp月nbspnbspnbspnbsp日双方签订的《房产抵押贷款合同》以下称贷款合同特签订本抵押协议书以下称协议书ppnbsppp　　一抵押物和抵押登记ppnbsppp　　１．释义nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspppnbsppp　　１期房－－指尚在建造中的商品房抵押人在给付定金或预售金后已与房产商签订了《预购房屋合同》并经公证机关公证依法取得了商品房预购权ppnbsppp　　２现房－－指已竣工的商品房抵押人在给付定金后已与房产商签订了《房屋买卖契约》依法取得了商品房购买权ppnbsppp　　２．抵押权nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspppnbsppp　　本项抵押物为抵押人向nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp房产商购买的位于nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp处的建筑面积为nbspnbspnbspnbspnbspnbspnbspnbsp平方米的nbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp该房产建筑平方米销售价为nbspnbspnbspnbspnbspnbspnbspnbsp元共nbspnbspnbspnbspnbspnbspnbspnbsp元抵押人已于nbspnbspnbspnbspnbspnbspnbsp年nbspnbspnbspnbsp月nbspnbspnbspnbsp日与房产商签订了nbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp并据此向抵押权人办理抵押ppnbsppp　　３．抵押登记ppnbsppp　　抵押人应将《预购房屋合同》的全部权益抵押给抵押权人并到房产管理局办妥抵押登记手续当房屋竣工交付使用抵押人授权房产商将房屋峻工书送至抵押权人并委托抵押权人或抵押权人指定的机构代理向房产管理部门领取《房屋所有权证》并办妥房屋所有权抵押登记手续《房屋所有权证》由抵押权人执管ppnbsppp　　４．办理《房屋所有权证》《房屋土地使用权》所需的费用均由抵押人承担ppnbsppp　　５．抵押人在此确认无论何种原因导致抵押人不能领取《房屋所有权证》和《土地使用证》抵押权人有权提前终止合同并可立即向抵押人索偿全部欠款ppnbsppp　　二抵押人陈述与保证ppnbsppp　　１．抵押人提供的抵押物系抵押人合法拥有和实际存在的在本协议有效期内抵押人保证抵押物的安全和完整无缺并同意随时接受抵押权人的监督检查ppnbsppp　　２．抵押人保证其提供抵押物作抵押的行为合法有效ppnbsppp　　３．抵押人所提供的抵押物没有向任何第三者抵押或转让在本协议有效期内不擅自将抵押物出租出售转让赠与托管再抵押重大改装增补或以其它方式处置抵押物ppnbsppp　　４．抵押人再此确认抵押权人有如下权利在抵押人未还清贷款合同项下全部贷款本金利息和有关费用之前抵押权人有权不需获得抵押人的同意而将本协议下抵押权人的全部权利转让给第三者ppnbsppp　　５．上述各项陈述和保证在本协议有效期内始终真实有效ppnbsppp　　三抵押物的使用和检查ppnbsppp　　１．本协议项下的抵押房产由抵押人使用抵押人对所使用的房产应负保护和管理的责任并按时缴付因使用该房产所发生的全部费用ppnbsppp　　２．抵押权人有权定期或不定期对抵押房产检查抵押人应提供一切便利ppnbsppp　　四保险ppnbsppp　　１．抵押人须按抵押权人所规定的时间和指定的险种到抵押权人指定的保险公司办妥抵押物的保险手续投保金额不得抵于抵押物的总价值投保期应长于贷款期１－３个月保险单正本必须注明抵押权人为第一受益人ppnbsppp　　２．在贷款没有还清之前抵押人不得以任何理由中断保险如抵押人中断保险抵押权人有权代为投保一切费用及利息均由抵押人支付抵押权人有权向抵押人追索ppnbsppp　　３．如抵押物发生意外毁损灭失保险公司依法不予赔偿或所赔偿的金额不足以偿还抵押人所欠抵押权人的款项时抵押权人有权要求抵押人提供抵押权人所认可的抵押物予以补足否则抵押人须提前偿还全部欠款ppnbsppp　　五抵押解除ppnbsppp　　抵押人还清欠抵押权人的一切款项方可办理抵押注销手续抵押权人将执管的有关凭证和文件退还给抵押人ppnbsppp　　六抵押权的行使ppnbsppp　　１．按照贷款合同第十一条的规定当抵押人发生违约事件时抵押人在抵押权人发出归还欠款的书面 通知 关于发布提成方案的通知关于xx通知关于成立公司筹建组的通知关于红头文件的使用公开通知关于计发全勤奖的通知 六十天后仍不履行还款义务抵押权人有权对抵押物加以处置ppnbsppp　　２．抵押权人有权委托有关机构进行拍卖出售出租部分或全部抵押物出售出租所得款项用于还本付息如有结余退还给抵押人不足清偿债务时其不足部分应由抵押人继续负责清偿直至全部偿清为止ppnbsppp　　３．抵押权人有权行使上述抵押物处理方式之外的其它合法的处理方式ppnbsppp　　七适用法律及其他ppnbsppp　　１．本协议适用中华人民共和国的法律并按其解释ppnbsppp　　２．本协议是《贷款合同》不可分割的组成部分与《贷款合同》具有同等法律效力ppnbsppp　　抵押人nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp　　　nbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp抵押权人nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsppp　　签字日期nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp　　nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp代表nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsppp　　见证律师nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp　nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsp签字日期nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsppp　　见证日期nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsppp　　签字地点nbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbspnbsppp　　本协议一式　p